Learning Center
MEMIC Group Announces $18.7 Million Dividend to Policyholders
October 22, 2024 3 minute read
MEMIC Group Announces $18.7 Million Dividend to Policyholders
In this post, Chalmers celebrates MEMIC’s $18.7 million dividend for 2024, highlighting its ongoing partnership to promote safety and reward policyholders' efforts.
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Avoid Winter Disasters: Must-Do Fall Maintenance for a Safer Home
October 9, 2024
Avoid Winter Disasters: Must-Do Fall Maintenance for a Safer Home
In this post, we outline key fall maintenance tips—chimney cleaning, preventing slips and falls, and keeping out rodents—to help homeowners avoid costly winter damage.
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10 Essential Fall Home Maintenance Tips to Prep Your Home for Winter
September 4, 2024 6 minute read
10 Essential Fall Home Maintenance Tips to Prep Your Home for Winter
In this post, we share 10 essential fall home maintenance tips that will help you keep your home safe, comfortable, and energy-efficient all winter long.
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Understanding Condo Insurance: What Every Condo Owner Needs to Know
August 16, 2024 7 minute read
Understanding Condo Insurance: What Every Condo Owner Needs to Know
In this post, we break down what condo insurance covers and how to choose the right policy to protect your home and belongings.
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Stay Safe This 4th of July With These Essential Tips
July 2, 2024 4 minute read
Stay Safe This 4th of July With These Essential Tips
In this post, we share essential safety tips for fireworks, travel, grilling, and home protection to ensure a safe and enjoyable 4th of July celebration.
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Understanding Watercraft Insurance: What You Need to Know
June 26, 2024 7 minute read
Understanding Watercraft Insurance: What You Need to Know
In this post, learn why watercraft insurance is essential for protecting against boating accidents and discover the various coverage options to ensure you sail safely.
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Heat Wave Alert: Essential Tips to Stay Cool and Safe
June 18, 2024 2 minute read
Heat Wave Alert: Essential Tips to Stay Cool and Safe
In this post, learn tips to stay safe during the heat wave, including staying hydrated, wearing light clothing, staying indoors, and recognizing heat-related illnesses.
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Everything You Need to Know About Insuring a Second Home
May 21, 2024 6 minute read
Everything You Need to Know About Insuring a Second Home
Owning a second home is an exciting milestone that comes with the responsibility of ensuring it’s adequately protected. This blog post covers everything you need to know about insuring your second home for peace of mind.
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Distracted Driving Awareness Month: Staying Focused Behind the Wheel
April 23, 2024 4 minute read
Distracted Driving Awareness Month: Staying Focused Behind the Wheel
In this post, we explore the dangers of distracted driving and offer practical tips to help drivers maintain focus and ensure road safety.
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Cybersecurity Insurance for Small Businesses
April 10, 2024 4 minute read
Cybersecurity Insurance for Small Businesses
In this post, we answer the question: "Do I need Cybersecurity Insurance?" as we explore its critical role in safeguarding businesses against digital threats. 
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What to Do When Heavy Snow Is Headed Your Way
April 3, 2024 3 minute read
What to Do When Heavy Snow Is Headed Your Way
In this post, we're diving into how to gear up for a surprise April snowstorm, with tips on getting your house, car, and family ready, staying safe while it's happening, and cleaning up afterward.
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Navigating the Hidden Dangers of Attractive Nuisances
April 2, 2024 3 minute read
Navigating the Hidden Dangers of Attractive Nuisances
This post discusses "attractive nuisances," highlighting how certain appealing features at our homes can be risky for children. We share practical advice for homeowners on identifying and mitigating these dangers to ensure a safe and welcoming environment.
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Master Winter Roads: Essential Driving Tips for New Hampshire & Maine
January 29, 2024 4 minute read
Master Winter Roads: Essential Driving Tips for New Hampshire & Maine
This guide offers practical advice for safe winter driving, highlighting key strategies for navigating snowy and icy roads in New Hampshire and Maine.
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Your Guide to Flood Insurance in Maine and New Hampshire: What Homeowners and Renters Need to Know
January 8, 2024 4 minute read
Your Guide to Flood Insurance in Maine and New Hampshire: What Homeowners and Renters Need to Know
Explore whether flood insurance in Maine and New Hampshire is right for you. This quick guide covers the basics for homeowners and renters, from coverage essentials to choosing the right policy.
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How Safe Are Wood Stoves? A Homeowner's Guide to Safety and Insurance
December 20, 2023 4 minute read
How Safe Are Wood Stoves? A Homeowner's Guide to Safety and Insurance
As winter approaches, learn how to safely enjoy the cozy warmth of wood stoves while understanding their impact on your home insurance.
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Holiday Season Safety: Insurance Tips for Home and Business Owners
December 11, 2023 5 minute read
Holiday Season Safety: Insurance Tips for Home and Business Owners
Navigate holiday safety for homes and businesses with essential tips on fire-safe decorations, securing properties, and choosing the right insurance coverage for a worry-free festive season.
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Winter Ready: Essential Tips to Avoid Frozen Pipes in Homes and Businesses
December 4, 2023 7 minute read
Winter Ready: Essential Tips to Avoid Frozen Pipes in Homes and Businesses
In this post, discover essential tips and proactive measures to keep your home and business safe from the costly and disruptive impact of frozen pipes during the winter season.
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Hurricane Lee Preparedness: Top 5 Tips for Hurricane Safety
September 14, 2023 3 minute read
Hurricane Lee Preparedness: Top 5 Tips for Hurricane Safety
As Hurricane Lee approaches, make sure you're in the know. Dive into our essential tips that will lead you toward safety and preparedness.
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Your Lifesaving Guide to Home Fire Safety
August 18, 2023 4 minute read
Your Lifesaving Guide to Home Fire Safety
Discover essential steps to protect yourself and your loved ones from a home fire's devastating and unexpected dangers before it's too late.
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Stay Safe with Chalmers: Navigating Severe Thunderstorms
August 17, 2023 6 minute read
Stay Safe with Chalmers: Navigating Severe Thunderstorms
In this blog post, we share a comprehensive guide to preparing for and weathering severe thunderstorms. From understanding the risks and warning signs, to securing proper insurance coverage, we offer expert guidance to ensure your safety and protection during turbulent weather.
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Everything You Need to Know About Insuring Your Swimming Pool
July 12, 2023 4 minute read
Everything You Need to Know About Insuring Your Swimming Pool
Pools can be dangerous. With wet surfaces, drowning risks, and running/jumping in and around the pool, there is an increased risk of injuries. To better cover this risk, you should consider increasing your personal liability coverage on your homeowners' policy. 
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Stay Safe with Chalmers: Your Severe Cold Weather Survival Guide
February 2, 2023 5 minute read
Stay Safe with Chalmers: Your Severe Cold Weather Survival Guide
An arctic cold front is headed for Maine and New Hampshire. Here are some tips and steps you can take to make insurance losses less likely during this severe weather.  
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How to Avoid 5 Common Winter Home Insurance Claims
October 31, 2022 3 minute read
How to Avoid 5 Common Winter Home Insurance Claims
Around this time of year, insurance agents like us, get a little nervous. Colder days are coming and with that, we will start to see common winter home insurance claims. We know it’s not fun to think about the snow, single-digit temperatures or winter hazards when it’s been a beautiful, mild fall. But trust us, it’s best to start preparing now.
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Top 10 Most Common Causes of House Fires
July 14, 2022
Top 10 Most Common Causes of House Fires
Whether it’s the result of faulty wiring, a candle burning throughout the night or any other scenario that can lead to a fire, homeowners need to be aware of the most common causes of house fires. Watch this video to be able to better prevent accidents before they happen.
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Motorcycle Safety Tips
May 16, 2022 3 minute read
Motorcycle Safety Tips
Riding a motorcycle can be exhilarating—the wind in your face and the sun on your back—but taking the right precautions before hitting the road is important for everyone’s safety.
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Protect Your Business From Ransomware
April 18, 2022 5 minute read
Protect Your Business From Ransomware
The world saw an alarming 105% surge in ransomware cyberattacks in 2021. The increase is believed to be linked to the rise in remote work and company employees working outside their office networks.
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One Text Or Call Could Wreck It All
April 7, 2022 2 minute read
One Text Or Call Could Wreck It All
Distracted driving is a serious safety hazard that contributes to a significant number of accidents on the road—approximately eight deaths and 1,095 injuries per day.
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7 Tips for Creating a Home Emergency Plan
March 4, 2022 6 minute read
7 Tips for Creating a Home Emergency Plan
Disasters can strike at any time. While we can’t always determine when or where an emergency will take place, we can be as prepared as possible. According to FEMA, almost 60% of Americans have not practiced what to do in a disaster, and less than 40% have an actual emergency plan. A home emergency plan can help you and your family members stay safe, as well as minimize panic and chaos. To help…
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Avoid This Common Winter Home Insurance Claim
December 10, 2021 5 minute read
Avoid This Common Winter Home Insurance Claim
At Chalmers Insurance, we’ve been in business for over 160 winters. Unfortunately we've seen our fair share of winter and weather related claims. In today's blog post, we will share what we've learned about ice dams: what causes them and how to prevent them. 
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Fitness Cybersecurity Tips
November 15, 2021
Fitness Cybersecurity Tips
Do you exercise at home? Ever since the pandemic hit, at-home fitness memberships, such as Peloton, have gained in popularity. While there are incredible advantages to these platforms, there are unfortunately some cyber security risks that go along with it.
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Fireplace Safety Tips
November 1, 2021
Fireplace Safety Tips
There’s nothing more relaxing than snuggling up next to a fireplace. But as cozy as they make your house feel, fireplaces can also be extremely dangerous if the right precautions aren’t taken.
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Halloween Safety Tips
October 18, 2021
Halloween Safety Tips
Halloween is a magical time for children (and adults!) but it doesn’t come without risk. One of the best ways to prevent accidents is to keep an eye on your kids during the holiday and take some extra precautions. 
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Your Most Commonly Overlooked Business Risks
July 23, 2021
Your Most Commonly Overlooked Business Risks
All it could take is one unexpected disaster to potentially knock your business down and force you to close your doors. The first step in protecting your business is understanding your risks. To help you get started, we’ve rounded up three of the most overlooked risks that businesses face today.
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Chalmers Camp Insurance: Aquatics Safety
July 6, 2021 2 minute read
Chalmers Camp Insurance: Aquatics Safety
Swim testing is an important step to making sure all swimmers are safe in your aquatic facility. 
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Understanding And Preparing for Floods
June 6, 2021 4 minute read
Understanding And Preparing for Floods
Floods are one of the most common and devastating natural disasters, as highlighted by the Federal Emergency Management Agency (FEMA). Understanding the different types of floods and how they occur is crucial for effective preparation and response. This guide aims to provide a thorough overview of flood risks, preparation strategies, and steps to take during and after a flood event. Types of…
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The Risks of Airbnb and Home Sharing
May 10, 2021
The Risks of Airbnb and Home Sharing
Just a few years ago, taking a trip involved contacting travel agencies, booking hotel rooms and making plans far in advance. Today, however, smartphones and the internet have helped create new sharing services that allow homeowners to connect with travelers and rent out their homes, spare bedrooms or other accommodations for a fee. Airbnb, the most popular of these sharing services, offers a…
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Electrical Cord Safety
February 23, 2021
Electrical Cord Safety
We have all, at some point, probably used an extension cord improperly. Have you ever put your hand on a cord and felt how hot it was? Or seen a cord in use that is frayed? Or do you have a cord that has been plugged into the same outlet for years? Electrical Cord Safety: Help Protect Your Buildings from Fire Loss According to the National Fire Protection Association (NFPA), electrical cords and…
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Stay Safe with Chalmers: Clearing Snow
December 8, 2020
Stay Safe with Chalmers: Clearing Snow
Using a snow blower or snow plow can be the perfect way to give your back a break from shoveling snow. However, it is important to take the proper safety precautions to avoid unnecessary injury while clearing snow this winter. There are some important precautions to take before you begin: Read the operator’s manual that came with your equipment before the start of each winter. Look for…
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How To Maintain Your Home For Fall
September 11, 2020
How To Maintain Your Home For Fall
Fall is right around the corner, and, as the weather changes, it’s important to prepare your home and identify potential problems before they arise. Consider performing the following annual fall maintenance tasks to ensure your home is safe and ready for the months ahead: Have your heating system cleaned and inspected by a qualified technician. Clean and replace the furnace filter if…
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Insurance Tips for First-Time Home Buyers: Your 2023 Guide
May 16, 2020 3 minute read
Insurance Tips for First-Time Home Buyers: Your 2023 Guide
Navigate the complexities of securing your first home with ease: discover insider tips on homeowners insurance, from understanding policies to saving on premiums and avoiding underinsurance pitfalls.
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Smart Security: Modern Tools for Safeguarding Your Home and Family
April 13, 2020 3 minute read
Smart Security: Modern Tools for Safeguarding Your Home and Family
Explore cutting-edge technologies—from doorbell cameras to smart smoke detectors—that are revolutionizing home security, making it easier than ever to protect your family and property while potentially lowering your insurance premiums.
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The Illusion of Safety: The Hidden Dangers of Hands-Free Devices While Driving
April 6, 2020 4 minute read
The Illusion of Safety: The Hidden Dangers of Hands-Free Devices While Driving
In today's fast-paced world, staying connected is a priority for many, even when behind the wheel. To cater to this need, hands-free devices have gained popularity as a seemingly safer alternative to using handheld cell phones while driving. However, a closer look reveals that these devices might not be as safe as they're perceived to be. As a leading insurance agency committed to promoting road…
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The Essential Guide to Personal Umbrella Liability Policies
March 5, 2020 4 minute read
The Essential Guide to Personal Umbrella Liability Policies
Discover the power of Personal Umbrella Liability Policies with Chalmers Insurance Group—a financial safety net designed to protect your assets beyond standard insurance limits. 
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How To Protect Your Home From Snowmelt
March 1, 2020
How To Protect Your Home From Snowmelt
Be Prepared As winter ends and temperatures begin to rise, the accumulating water from melting snow and ice leaves your home susceptible to damage. Protect your home ahead of time to minimize your risk. Use these four tips to help reduce your home’s risk of snowmelt damage: Clear snow from your home’s foundation. Shovel snow away from your home, including stairwells, window wells…
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"Chalmers Insurance is staffed with local people. These are people I see at the grocery store and know by name. I place complete trust in these neighbors to look out for my best interests with Chalmers insurance products or services."
- Tim P.
"The customer service Chalmers provides is outstanding. Imagine calling an insurance agency and feeling better than before you called. I'll never switch."
- Melissa E.
"Your agency takes good care of us with your dedication, love, and care."
- Customer since 2007
"Chalmers Insurance has always had our backs. They are respectful and so pleasant to work with. We are so thankful for having them in our lives!"
- Angelo C.
"Chalmers is always so helpful and always accommodates our requests with professionalism and humor! "
- Robert H.
"The Chalmers Group was super friendly, energetic and somehow made me feel happy about purchasing insurance, something I thought I would never say in my life. They were kind, honest, and more than you could wish for while shopping for something as mundane as insurance. Six out of five stars. "
- Jordan P.
"Chalmers was excellent throughout the process. They improved our coverage and ultimately reduced our premium. My agent communicated where there were differences and prepared a nice comparison of coverage. I was happy to place our coverage with Chalmers. "
- Susan A.
"Chalmers was quick to help me with a problem; my agent was knowledgeable and super supportive. I appreciate the professionalism and sense of humor. Overall, it was a wonderful experience. "
- Jan H.
"Chalmers walked me through everything in detail. They were fast to respond, friendly and knowledgeable."
- Sean G.
"My Chalmers agent was very helpful, knowledgeable, and patient with the process. To sum it up, the only thing better than my Chalmers agent would be two of her. "
- Richard S.
"Chalmers made it super simple and I had coverage before my lunch break was over. I was very satisfied. "
- Geoffrey P.
"My Chalmers agent answered all of my questions, explained insurance jargon to me, and was polite and knowledgeable. "
- Jennifer T.
"I appreciate how friendly the Chalmers Group is when I talk to them. They always have a positive attitude. "
- Amanda H.
"Always available and always kind. Chalmers works to find solutions."
- Elaine C.
"I appreciate being able to talk to an actual person who is both knowledgeable and helpful."
- Duke M.
"Helpful, knowledgeable staff that truly cares and takes the time to make a personal connection!"
- Aaron C.
"My interactions with Chalmers have always been flawless: quick, informative, highly professional. Having my home insured with Chalmers makes me feel good!"
- Client since 2016