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Your Most Commonly Overlooked Business Risks
Safety & Prevention
By Nina Cutter
July 23, 2021
All it could take is one unexpected disaster to potentially knock your business down and force you to close your doors. The first step in protecting your business is understanding your risks. To help you get started, we’ve rounded up three of the most overlooked risks that businesses face today.

Property Protection

Property may be your largest asset, which is why it is vital to evaluate potential threats and develop a plan to manage them. Whether you operate from an office, store products in a warehouse or rent a retail space, you need property insurance to safeguard your property. 

Business Interruption

If a fire causes your business location to be temporarily unusable, what would you do? Ideally, you would move to a temporary location while your permanent place is being repaired. Unfortunately, your property insurance might not cover the move or loss of income. For some small businesses, the financial pressure could be too much to handle. By selecting the appropriate business interruption insurance, you would get a helping hand in facing these costs so that you can operate from a temporary location without skipping a beat.

Cyber/Digital Risks

Do you have a formal IT department? If not, you may not be thinking about fundamental security measures when handling digital data. As hackers get smarter, it’s worth taking steps to prevent data loss and important information from falling into the wrong hands. Cyber liability insurance can help when your business faces a breach and may help with recovery costs.

Every business, no matter what size, can benefit from business insurance – get started on yours today! For the right business insurance policy contact Chalmers Insurance Group. We can help you find the best coverage that works for your company.

 

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