Learning Center
MEMIC Group Announces $18.7 Million Dividend to Policyholders
October 22, 2024 3 minute read
MEMIC Group Announces $18.7 Million Dividend to Policyholders
In this post, Chalmers celebrates MEMIC’s $18.7 million dividend for 2024, highlighting its ongoing partnership to promote safety and reward policyholders' efforts.
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Understanding Actual Cash Value: What It Is and Why It Matters
May 3, 2024 4 minute read
Understanding Actual Cash Value: What It Is and Why It Matters
In this post, we explain the concept of Actual Cash Value (ACV) and the critical role it plays in determining the payout from insurance claims. 
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Distracted Driving Awareness Month: Staying Focused Behind the Wheel
April 23, 2024 4 minute read
Distracted Driving Awareness Month: Staying Focused Behind the Wheel
In this post, we explore the dangers of distracted driving and offer practical tips to help drivers maintain focus and ensure road safety.
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Cybersecurity Insurance for Small Businesses
April 10, 2024 4 minute read
Cybersecurity Insurance for Small Businesses
In this post, we answer the question: "Do I need Cybersecurity Insurance?" as we explore its critical role in safeguarding businesses against digital threats. 
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Why Do I Need Commercial Umbrella Insurance for My Business?
March 18, 2024 4 minute read
Why Do I Need Commercial Umbrella Insurance for My Business?
In this post, we explore the fundamentals of commercial umbrella insurance, highlighting its coverage benefits and pivotal role in protecting businesses.
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Understanding Commercial Auto Insurance: A Beginner's Guide for Business Owners
February 8, 2024
Understanding Commercial Auto Insurance: A Beginner's Guide for Business Owners
This post outlines commercial auto insurance, emphasizing its critical role in protecting business vehicles and distinguishing it from personal auto insurance.
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Holiday Season Safety: Insurance Tips for Home and Business Owners
December 11, 2023 5 minute read
Holiday Season Safety: Insurance Tips for Home and Business Owners
Navigate holiday safety for homes and businesses with essential tips on fire-safe decorations, securing properties, and choosing the right insurance coverage for a worry-free festive season.
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Choosing Your Insurance Payment Plan: Monthly vs. Annual Premiums
November 21, 2023 3 minute read
Choosing Your Insurance Payment Plan: Monthly vs. Annual Premiums
This post discusses the pros and cons of monthly versus annual insurance premium payments, offering insights to assist you in making the best choice for your financial situation. 
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Empowering Small Businesses: Harnessing the Potential of AI for Growth and Success
July 25, 2023 4 minute read
Empowering Small Businesses: Harnessing the Potential of AI for Growth and Success
This post explores AI's transformative potential for small businesses, emphasizing its benefits and associated cybersecurity risks. We underscore the need for proactive protection and ethical considerations in AI implementation to drive growth and maintain secure operations.
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Insurance Agency vs. Insurance Carrier
June 7, 2022 4 minute read
Insurance Agency vs. Insurance Carrier
Have you ever wondered... What is the difference between an insurance agency and an insurance carrier or company? In this article, we break it all down for you. 
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What Is Cyber Liability Insurance and Do I Need It?
February 24, 2022 4 minute read
What Is Cyber Liability Insurance and Do I Need It?
Cyber liability insurance has become an essential component to any risk management program. Many business owners assume their general liability insurance will cover losses pertaining to cyber, but this is not the case. To protect your business from cyber attacks, you will need separate cyber insurance. Cyber liability insurance policies are tailored to meet your company’s specific needs and can…
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Do I Need Business Insurance?
June 21, 2021 2 minute read
Do I Need Business Insurance?
Is business insurance truly worth the investment? Delve into our latest blog post to uncover its essential role in safeguarding your enterprise from unexpected setbacks.
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"Chalmers Insurance is staffed with local people. These are people I see at the grocery store and know by name. I place complete trust in these neighbors to look out for my best interests with Chalmers insurance products or services."
- Tim P.
"The customer service Chalmers provides is outstanding. Imagine calling an insurance agency and feeling better than before you called. I'll never switch."
- Melissa E.
"Your agency takes good care of us with your dedication, love, and care."
- Customer since 2007
"Chalmers Insurance has always had our backs. They are respectful and so pleasant to work with. We are so thankful for having them in our lives!"
- Angelo C.
"Chalmers is always so helpful and always accommodates our requests with professionalism and humor! "
- Robert H.
"The Chalmers Group was super friendly, energetic and somehow made me feel happy about purchasing insurance, something I thought I would never say in my life. They were kind, honest, and more than you could wish for while shopping for something as mundane as insurance. Six out of five stars. "
- Jordan P.
"Chalmers was excellent throughout the process. They improved our coverage and ultimately reduced our premium. My agent communicated where there were differences and prepared a nice comparison of coverage. I was happy to place our coverage with Chalmers. "
- Susan A.
"Chalmers was quick to help me with a problem; my agent was knowledgeable and super supportive. I appreciate the professionalism and sense of humor. Overall, it was a wonderful experience. "
- Jan H.
"Chalmers walked me through everything in detail. They were fast to respond, friendly and knowledgeable."
- Sean G.
"My Chalmers agent was very helpful, knowledgeable, and patient with the process. To sum it up, the only thing better than my Chalmers agent would be two of her. "
- Richard S.
"Chalmers made it super simple and I had coverage before my lunch break was over. I was very satisfied. "
- Geoffrey P.
"My Chalmers agent answered all of my questions, explained insurance jargon to me, and was polite and knowledgeable. "
- Jennifer T.
"I appreciate how friendly the Chalmers Group is when I talk to them. They always have a positive attitude. "
- Amanda H.
"Always available and always kind. Chalmers works to find solutions."
- Elaine C.
"I appreciate being able to talk to an actual person who is both knowledgeable and helpful."
- Duke M.
"Helpful, knowledgeable staff that truly cares and takes the time to make a personal connection!"
- Aaron C.
"My interactions with Chalmers have always been flawless: quick, informative, highly professional. Having my home insured with Chalmers makes me feel good!"
- Client since 2016