Valuable Property

We all own items that we treasure more than others -- maybe a wedding ring, a family heirloom, a work of art, or a stamp or sports card collection you have had since childhood. In an instant, these items could be lost, stolen, or damaged by fire, water, or simply by accidental breakage.

Unfortunately, even the most comprehensive Homeowners Policies have limits on the dollar amount and type of loss that can be recovered. If you need additional protection for your most cherished possessions, ask us about a Valuable Articles endorsement added to your Homeowners Policy to enhance limits and expand protection to special property such as:

• Cameras and Accessories
• China and Crystal
• Coin and Stamp Collections
• Firearms
• Furs
• Golf Equipment
• Jewelry
• Musical Instruments
• Personal and Business Computer Equipment
• Silverware
• Works of Fine Art

If you require Valuable Property Insurance, your agent will ask for a "schedule" of items you would like to insure with a detailed description of each item and an appraised value. This schedule is attached to your policy and your premium is based on the total amount for which your property is valued.

* Please read your policy for the loss settlement provisions.