Vacation Income Property
VIP Insurance Coverage

The Chalmers Group offers a Vacation Income Property (VIP) program designed for second homes or condominiums that are also used for short-term rentals.

Qualifying properties need to be rented throughout the year for periods of not less than 2 days and up to several months. The property cannot be occupied by one tenant on a year-round basis and seasonal properties must be winterized. One and two family dwellings as well as condominiums are eligible.

Special insurance rates are available for property owners working with Chalmers Realty, a VIP-certified rental agency assuring a quality experience for guests.
The program is flexible and
lets you choose limits for:
•
Building coverage
•
 Contents coverage
•
 Other structures coverage
•
 Scheduled fine arts property
•
 Flexible liability limits up to $2
million per occurrence
•
 Theft coverage
•
 Limited liability coverage for
your property manager
•
 Loss of Rents
•
 Law and Ordinance Coverage