P.referred R.ealtor P.rogram Circumstances can at times prevent a willing buyer and seller from closing if the buyer has yet to attain a homeowners' policy. That is where The Chalmers Group can help. Our Preferred Realtor Program (P.R.P.) was created for Realtors to help simplify the home purchasing process. When the insurance process becomes a hurdle, our P.R.P. offers Realtors a competitive edge, and lets them offer a valuable service to their clients. We will work hard to pull together a quote for you in a timely manner, enabling the closing to take place as scheduled.