| Umbrella Liability Umbrella Liability Policies mitigate risk, providing coverage* in the event of a catastrophic claim, lawsuit or judgment. They offer "excess" liability insurance over your primary policies, such as your automobile or homeowners insurance. Should someone file a claim against you that exceeds the limits of your existing liability insurance, your umbrella liability policy acts as a "safety net" to pay claims after the limits of the primary policies have been reached. *Coverage subject to terms, conditions and exclusions of the specific policy. Ask your agent for more details. |